The Apto way

Our mission

To enable access for developers to create innovative and inclusive payments experiences globally across traditional, centralized, and decentralized finance with velocity.

Our story

Since our Y-Combinator days, we imagined a world in which card issuance could be democratized. We believed that any company of any size in any industry should be empowered to design and launch new kinds of innovative card programs. So we set out to simplify the long and difficult process of launching a card program.

In 2015, we launched the first bitcoin debit card in the U.S. and today, we continue to be a champion for the most innovative card programs, and the passionate creators behind them.

Our streamlined process enables our customers to launch cards in minutes, not months.

Our Partners
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Instantly leverage our full suite of card issuance capabilities.

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